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Wednesday, April 1, 2009

25, no deductions

So, getting my taxes done a couple years back and the accountant leans over and says to me, "well, honey the problem is that you just made too much money." So now, I'm keeled over laughing saying "m'aam, I assure you that's not true!" I sat up and shut up when she responded "no, I mean, you're in a higher tax bracket but you don't have any deductions. Now, I knew what the she meant, but she had to go on and tell me anyway, "you know, like a spouse, or house, or children." I remind myself not at the bar as I get ready to slap her upside the head. Yeah bitch, I know. Well now I get to thinking. So the government needs more of my money because I'm turning into an old maid. Here I am on the brink of buying a rocking chair and cat named Paws, and I got Uncle Sam knocking on my door because I'm spending money on Italian leather instead of diapers and paying double in rent for what my friends pay on their mortgages. Now I'm not saying people with families don't deserve help, when they deserve help, but when you got a husband who is too busy watching internet porn to get a job, and I have to start buying your kids milk, the only help you need is a divorce lawyer-not my money, tell baby daddy to get a job. Well now there's a recession. If the government had let me keep my damn money, I'd be out stimulating the economy right now. My deduction holding friends, they try to save money for a rainy day, one kid needs braces, the other two hundred dollars in soccer gear. Single people in their twenties don't save money, we know in a few years we'll have a big ass house full of deductions and we'll have to buy necessities and save for college tuitions, and nursing homes. I'm not saying anyone should live paycheck to paycheck and have more debt than they can afford. But what good does half a million dollars in the bank do me if I'm hit by a bus tomorrow. Remember now, I have NO deductions, who gets all those pennies I've been pinching? If I make enough money to afford a sports car, I'm gonna buy a damn sports car. Now people will disagree with this. I understand that responsibly I shouldn't be out making frivolous purchases, I should be building my portfolio. So, a better time to buy the little flashy two seat convertible would be when I was toting around thirteen kids to a soccer game? Or perhaps after the children are all out of the house, given I have any sanity left, if I haven't spent my entire life savings on their college tuitions, and wedding extravaganzas, perhaps legal fees (every family is different), I should buy a Corvette. That's a better scenario, my old ass flying down the interstate going 110mph trying to relive my youth. Police chasing me after the home tells them I've escaped again. Which makes more sense to you? If you're 25, no deductions, and can take care of yourself-live, laugh, love, and spoil yourself-it may be the last time you have the chance.

4 comments:

  1. I say buy the Corvette. Forget the reliving youth thing, live now!

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  2. E - you hit the nail on the head hard. My rant - How is it that Matt and I have to pay a shit load of taxes but could make out better if we had kids but my brother who has no job and pays no taxes gets tax refund checks for thousands of dollars because he has kids. I am all about helping people, I am the biggest bleeding heart liberal but something is fucked up about our system.

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  3. "I remind myself not at the bar as I get ready to slap her upside the head."--Hilarious... Hahahahhahahhahaha... :)

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  4. Buy yourself the Corvette if you can afford it. I totally would. . . I've had deductions the last two years and still had to pay. It's that damn DINK - dual income, no kids. EFF uncle sam! You know where all that money goes? To the lazy ass porn watchers, that's where! Preach on sistah.

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